"*" indicates required fields Number of Applicants*Select an option2 people1 personDo you have dependants?*NoYesHiddenHousehold has no DependantsNumber of DependantsEnter how many bedrooms you'd prefer*Please enter a number from 2 to 3.Person 1 DetailsAnnual Income*Other Savings*Kiwisaver Funds*How many years have you been contributing to kiwisaver?*Person 2 DetailsAnnual Income*Other Savings*Kiwisaver Funds*How many years have you been contributing to kiwisaver?*HiddenCalculate Button Calculate HiddenGrant, Income, and Savings CalculationsHiddenTotal Household IncomeHiddenTotal Household Weekly IncomeHiddenTotal Kiwisaver FundsHiddenGrant for Person 1HiddenGrant for Person 2HiddenTotal DepositIncluding savings and any grantsHiddenProperty ValueHiddenMortgage Calculations - GROUP 1HiddenGroup 1 Loan AmountHiddenGroup 1 Mortgage Payments per PeriodFormula: (P * (0.0545 / 12)) / (1 - (1 + (0.0545 / 12))^(-1 * 30 * 12) Key: P = Loan Amount (variable) r = Interest Rate (5.45%) t = loan term (30 years) n = number of payments per year (12) HiddenGroup 1 Yearly Mortgage CostsHiddenGroup 1 Annual Occupational CostsGroup 1 Annual Occupational Costs include: mortgage payments, rates, and body cooperate costsHiddenGroup 1 Percentage of AffordabilityHiddenMortgage Calculations - GROUP 2HiddenGroup 2 Loan AmountFor Group 2 Programs, Shared Ownership Share (20% of property value) is subtracted from the mortgageHiddenGroup 2 Mortgage Payments per PeriodFormula: (P * (0.0545 / 12)) / (1 - (1 + (0.0545 / 12))^(-1 * 30 * 12) Key: P = Loan Amount (variable) r = Interest Rate (5.45%) t = loan term (30 years) n = number of payments per year (12) HiddenGroup 2 Yearly Mortgage CostsHiddenGroup 2 Annual Occupational CostsGroup 2 Annual Occupational Costs include: mortgage payments, rates, and body cooperate costsHiddenGroup 2 Percentage of AffordabilityHiddenMortgage Calculations - GROUP 3HiddenBridge Land ShareCalculating the share of the property owned by BridgeHiddenGroup 3 Loan Amount50% of the property value is subtracted from the loan amount for Group 3 ProgramsHiddenGroup 3 Mortgage Payments per PeriodFormula: (P * (0.0545 / 12)) / (1 - (1 + (0.0545 / 12))^(-1 * 30 * 12) Key: P = Loan Amount (variable) r = Interest Rate (5.45%) t = loan term (30 years) n = number of payments per year (12) HiddenGroup 3 Yearly Mortgage CostsHiddenGroup 3 Annual Occupational CostsGroup 3 Annual Occupational Costs include: mortgage payments, rates, body cooperate and ground leaseHiddenGroup 3 Percentage of AffordabilityHiddenMax Income Threshold BracketsHiddenMax Income ThresholdHiddenResultsHiddenQualification Rating for Group 1 Ownership ProgramsThis rating system assists with conditional logic for calculations. With a rating of 1 meaning they don't qualify (income is over max threshold), 2 meaning they could qualify (percentage of affordability does not meet requirements yet) and 3 meaning it seems they do qualify (percentage of affordability conditions are met).HiddenQualification Rating for Group 2 Ownership ProgramsThis rating system assists with conditional logic for calculations. With a rating of 1 meaning they don't qualify (income is over max threshold), 2 meaning they could qualify (percentage of affordability does not meet requirements yet) and 3 meaning it seems they do qualify (percentage of affordability conditions are met).HiddenQualification Rating for Group 3 Ownership ProgramsThis rating system assists with conditional logic for calculations. With a rating of 1 meaning they don't qualify (income is over max threshold), 2 meaning they could qualify (percentage of affordability does not meet requirements yet) and 3 meaning it seems they do qualify (percentage of affordability conditions are met).HiddenGROUP 1 PROGRAMMESThe size of your annual income means that you are ineligible our support programs, however you may be interested in purchasing a freehold property with us. Contact us to find out more.Unfortunately your current deposit and annual income does not yet meet requirements for the following programs: Freehold with no Assistance, or First Home Loan. If you have any questions or queries, contact us. We would love to help. Continue reading to find out if you may apply for any of our other programs...Freehold with No AssistanceAdditional Deposit Required for Freehold with no AssistanceFreehold no Assistance - Approximate Weekly Occupational CostsBased on this information, it appears you may meet the income and deposit requirements and you may be eligible to purchase a property freehold with no assistance. Contact us to find out more.Based on this information, when you meet the deposit requirements you may be eligible to purchase a property freehold with no assistance. Contact us to find out more.First Home LoanAdditional Deposit Required for First Home Loan ProgramFirst Home Loan - Approximate Weekly Occupational CostsBased on this information, it appears you may meet the deposit requirements and you may be eligible for our First Home Loan program. Contact us to find out more.Based on this information, when you meet the deposit requirements you may be eligible for our First Home Partner program. Contact us to find out more.HiddenGROUP 2 PROGRAMMESUnfortunately your current annual income is also not meeting the income/deposit requirements for the First Home Partner Program just yet. If you have any questions or queries, contact us. We would love to help.First Home PartnerAdditional Deposit Required for First Home Partner ProgramFirst Home Partner - Approximate Weekly Occupational CostsBased on this information, it appears you may meet the deposit requirements and you may be eligible for our First Home Partner program. Contact us to find out more.Based on this information, when you meet the deposit requirements you may be eligible for our First Home Partner program. Contact us to find out more.HiddenGROUP 3 PROGRAMMESUnfortunately your current annual income also does not yet meet income/deposit requirements for the following programs: Secure Homes, or Secure Home + First Home Loan. If you have any questions or queries, contact us. We would love to help.Secure HomeAdditional Deposit Required for Secure Home ProgramSecure Home - Approximate Weekly Occupational CostsBased on this information, it appears you may meet the income and deposit requirements and you may be eligible for the Secure Home Ownership program. Contact us to find out more.Based on this information, when you meet the deposit requirements you may be eligible for the Secure Home Ownership program. Contact us to find out more.Secure Home + First Home LoanAdditional Deposit Required for Secure Home + First Home Loan ProgramSecure Home + First Home Loan - Approximate Weekly Occupational CostsBased on this information, it appears you may meet the income and deposit requirements and you may be eligible for the Secure Home Ownership and First Home Loan program. Contact us to find out more.Based on this information, when you meet the deposit requirements you may be eligible for the Secure Home Ownership and First Home Loan program. Contact us to find out more.